Plan Ahead with Peace of Mind

Compare prepaid funeral plans and find trusted care homes. Free, no-obligation quotes in under 60 seconds.

✓ FCA-regulated providers ✓ No obligation ✓ FSCS protected

What Does a Funeral Cost in the UK?

Average costs for 2026, based on SunLife and Royal London cost-of-dying research. Funeral costs have been rising steadily — understanding the numbers is the first step to planning ahead.

Average Cremation

£3,800

Includes funeral director, cremation fees, doctor & celebrant

Average Burial

£4,800

Includes funeral director, burial plot, grave digging & minister

📈 Costs are rising roughly 5% per year — a plan locks in today's prices

Cost Breakdown: Cremation vs Burial

Typical line-item costs that make up a funeral. A prepaid plan can cover these in full, fixed at today's prices.

Service / Item	Cremation	Burial
Funeral director fees	£2,200	£2,400
Coffin	£400	£450
Venue & service (chapel / church)	£350	£450
Transport (hearse & limousine)	£300	£350
Cremation / burial fees	£550	£1,150
Typical total	~£3,800	~£4,800

Figures are illustrative averages for 2026. Actual costs vary by region, provider, and choices. Third-party fees (doctor, celebrant, minister) may apply.

Compare Funeral Plan Options

Three popular ways to plan ahead — choose the one that suits your wishes and budget. All plans are provided by FCA-regulated providers with FSCS protection.

Cremation Plan

from £3,200 / one-off or monthly

Covers the cremation, funeral director services, coffin, transport, and the service itself. The most affordable way to fix today's prices.

✓ Funeral director fees included
✓ Standard coffin & transport
✓ Cremation fees covered
✓ Contribution to service & celebrant

Compare Cremation Plans →

Full service

Burial Plan

from £4,100 / one-off or monthly

Covers burial fees, funeral director services, coffin, transport, and a church or graveside service. Lock in the full cost of a burial.

✓ Funeral director fees included
✓ Coffin & hearse transport
✓ Burial plot & interment fees
✓ Church or graveside service

Compare Burial Plans →

Simplest option

Direct Funeral

from £1,500 / one-off or monthly

A simple, unattended cremation with no service. The most affordable option — ideal if you'd prefer a private, low-key farewell.

✓ Unattended cremation only
✓ Simple coffin & transport
✓ All fees included
✓ Ashes returned or scattered

Compare Direct Funerals →

Need to Find a Care Home?

If you're arranging care for a loved one, we can help you find trusted residential, nursing, or dementia care homes in your area — free and with no obligation.

🏡

Residential & Nursing Care

Find care homes by location, type of care, and budget — including funding guidance for self-funders and local authority support.

Find a Care Home →

🧠

Dementia Specialist Care

Specialist dementia and memory-care homes with trained staff. We'll help you understand the options and the funding available.

Search Dementia Care →

How It Works

Getting a quote takes about 60 seconds. Here's what happens next.

Answer a Few Questions

Tell us who the plan is for, your preferences, and your budget. It takes less than a minute.

We Match You to Providers

We compare trusted, FCA-regulated funeral plan providers to find options suited to your needs.

An Advisor Calls You

A friendly advisor calls within 24 hours to talk through your options — no pressure, no obligation.

Choose Your Plan

Lock in today's prices and gain peace of mind, knowing everything is taken care of in advance.

Are Funeral Plans Regulated?

Yes. Since July 2022, prepaid funeral plans have been regulated by the Financial Conduct Authority (FCA). This means providers must meet strict standards of conduct, and the money you pay into a plan is protected.

Only buy a funeral plan from an FCA-regulated provider. If the provider fails, your money may be protected by the Financial Services Compensation Scheme (FSCS) — meaning you won't lose what you've paid in.

✓ FCA-regulated providers

✓ FSCS protection on your money

✓ No obligation quotes

Planning Ahead Locks in Today's Prices

Funeral costs have risen sharply over the past decade. A prepaid plan protects you and your family from future increases.

62%

increase in funeral costs since 2015

✓ Fix the cost of your funeral at today's prices
✓ Spare your family from financial decisions at an emotional time
✓ Choose the service, music, and wishes that matter to you
✓ Pay as a lump sum or in affordable monthly instalments
✓ Your money is held by an FCA-regulated provider

Common Questions

Are funeral plans regulated? +

Yes. Prepaid funeral plans have been regulated by the FCA since 29 July 2022. Always check your provider on the FCA Register at register.fca.org.uk. Only buy from FCA-regulated providers to ensure FSCS protection for the money you pay in.

How much does a funeral plan cost? +

Plans typically range from £1,500 for a direct cremation to £4,800+ for a full burial plan. Payment can be made as a lump sum or in monthly instalments. The exact cost depends on the type of service and the options included.

How do I find the right care home? +

Consider the type of care needed (residential, nursing, or dementia), location, budget, and whether you're self-funding or eligible for local authority support. Our free search tool helps you narrow down options in minutes.

Is this service free to use? +

Yes. Our quote and search service is completely free with no obligation. You may receive a follow-up call from a provider to discuss your options — there's no pressure to proceed.

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